Free consultation – (312) 236-2900
No Fee Until You Win. More Information
Staver Accident Injury Lawyers, P.C.

Call (312) 236-2900
No fee until you win.

Free consultation – (312) 236-2900

Call or text me at (312) 236-2900

Chicago Car Accident Lawyer

Get answers about your car accident

Get Help Now At:(312) 236-2900

Results That Matter to You

Google reviews logo
BBB logo
National Trial Lawyers award logo

After being injured in a car accident, you may not know what to do or who to call. It is a lot to handle on your own. Don’t struggle through the process alone. Call an experienced lawyer from Staver Accident Injury Lawyers, P.C.

We handle all types of car crash claims. We are prepared to take on claims involving all types of moderate, severe, and catastrophic injuries.

We promise to work hard on your behalf so that you can focus on recovering from your injuries and spending time with family. You shouldn’t have to worry about medical bills, car repairs, and insurance adjusters.

If you’re wondering, “where can I find a lawyer near me that can get me maximum compensation,” you’ve come to the right place. By working with us, you gain a fierce legal advocate. We will be by your side through the entire process.

Recent Car Accident Case Result

$950,000Woman in head-on collision

A 42-year-old female was returning home from work when she had a head-on collision when another driver attempted a left hand turn. The case was settled for $950,000.00.

Read more Results

We ensure that all of your questions are answered, and any concerns are addressed during this journey. You will always know what is going on while we fight for you to get the maximum amount of compensation possible.

You should also know that there is no risk in working with us We are paid on a contingency fee, which means our compensation is based on us winning your case. If we do not obtain you a settlement or verdict, then you do not pay us.

If you’re looking for a lawyer near you, call us at (312) 236-2900, or contact us online. We offer free, no-risk consultations.

Do I Need a Lawyer After a Car Accident?

Clients often ask us whether they really need an attorney after a collision. Our answer is that it depends, but almost always “yes.” If you walked away from a minor collision with only property damage, you can typically work with an insurer to repair or replace your car.

Hiring vs. not hiring a lawyer:

With an Attorney

Received a payout


Without an Attorney

Received a payout


Average Compensation
Average Compensation
a Lawsuit

Average Settlement
Did not Threaten
a Lawsuit

Average Settlement

**Negotiating a settlement resulted in $30,700 more than failing to negotiate.

Free Case Evaluation

Don’t Take Risks with Your Recovery

Give us a call today at:
(312) 236-2900
or send us a message using our online form:

Car Accident Contact Form

If you suffered any injuries in the crash, even those that seem minor at the time of the accident, then it is best to work with an experienced lawyer to pursue compensation. By hiring an experienced lawyer, you increase the likelihood of obtaining the greatest amount possible for your financial recovery.

Also, please keep in mind that not all accidents involve two passenger vehicles. Many accidents involve a car and another type of vehicle including truck accidents, a motorcycle accidents, or even a pedestrian accident. All of these cases have different circumstances that an experienced lawyer should review and consider as part of settlement negotiations or trial preparation for your case

According to Martindale-Nolo Research’s 2017 Personal Injury Study, which solicited responses from its readers, 91 percent of those injured in an accident who hired a lawyer received a payout. Only 51 percent of those who moved forward without a lawyer received a payout.

Having a lawyer also made a significant difference in the amount of money they obtained. Of those who responded to the survey and hired a lawyer, their average payout was $77,600. For injured individuals who did not hire a lawyer, they walked away with an average $17,600.

You may wonder why there is such a difference. There are many reasons. An attorney is well-versed in determining all of your emotional, financial, and bodily injuries, and then calculating an appropriate amount for those injuries. A lawyer is better at building a case for you, which they can use with the insurance company or in court.

Negotiating instead of accepting the first settlement offer is important. An attorney is prepared to skillfully negotiate a higher amount. Based on the personal injury study, respondents who negotiated their settlement received an average of $42,500, versus those who accepted first offers for an average of $11,800 – or a 260% increase.

Additionally, even when you expect a settlement, filing a lawsuit usually helps. Survey respondents who filed or threatened to file a lawsuit received average settlements of $45,500, versus $23,000 for those who did not. You may not be comfortable threatening to file a lawsuit on your own. However, an attorney is prepared to head to court when necessary.

Experienced lawyers know how to obtain and maximize settlements. Instead of trying to do everything on your own, let a skilled legal professional handle the legal process for you. This not only improves your chance of receiving the compensation you need to move forward with life, but also gives you the time to focus on your recovery and family. It lets you get back to your life sooner.

There is no need to worry about attorney’s fees. We handle personal injury claims on a contingency fee basis. You do not have to pay us until we win your case. Without a settlement or court verdict in your favor, you do not owe us anything.

Why Should I Hire Staver Accident Injury Lawyers, P.C.?

1. Our Results

At Staver Accident Injury Lawyers, P.C., we have built a strong reputation for fighting hard for our clients. We have a strong track record of obtaining compensation victims deserve after being hurt. While we cannot guarantee that we will win a certain amount of compensation for you, results show that we focus on maximizing our clients’ recoveries.

Some of our results include:

Settlement for a female driver injured in a head-on collision.


Settlement for a male passenger injured in a head-on collision caused by an elderly driver.


Settlement for a female driver injured when rear-ended by a large commercial truck.


Settlement for a male driver rear-ended at a stop sign.

See more of our results

If you are hesitant to contact an attorney, consider how some of our clients have benefitted from picking up the phone. We are well-known for our compassion, professionalism, and consistent communication.

2. Client Reviews

“Staver Accident Injury Lawyers, P.C. represented me after I was hit from behind in July 2017. The staff at Staver were compassionate, understanding, and very professional. I was updated on my case status upon my request, and all of my concerns were addressed in a timely manner. My case was settled, and I received my settlement money within six months. I would definitely recommend Staver Accident Injury Lawyers, P.C.”

Angela Callier-Harris

“I proudly purchased my first car on my own back in February. I had it for only two months before I was hit head-on on my way to work. My car was totaled and I was sent to the emergency room. After the accident I felt lost, until I stumbled across Staver Accident Injury Lawyers, P.C. They worked with me and referred me to great doctors and physical therapists that helped with my injuries. They let me focus on recovering while they handled my case. They were able to reach a settlement so quickly I was shocked and elated! I would highly recommend their service, thank you so much Staver Accident Injury Lawyers, P.C.!”

Dena Edulan

“I had an unfortunate accident being hit from behind while stopped at a red light. I felt that I needed legal representation, and Staver Accident Injury Lawyers, P.C. came highly-recommended. They handled all my medical needs as well as bills so I could concentrate on healing. I would highly recommend Staver Accident Injury Lawyers, P.C. to anyone having the same unfortunate situation to deal with. Great Communication!”

Leslie Sellergren

“After my car accident I did what anyone would do and began to look up personal injury lawyers in the Chicagoland area. After scouring the web for a few days, I began reading all the great reviews on Staver Accident Injury Lawyers, P.C., so decided to give them a call. After speaking with Patrick, I immediately knew that I would choose them to handle my case. They were there every step of the way, whether it was helping me set up appointments, answering any questions I had, or just calling to update me on the progress of my case. I would like to thank everyone at Staver, and I would highly recommend them to anyone looking for a personal injury attorney.”

Jordon Bohochik

Read more reviews for our law firm here.


3. Our Awards & Recognition

Our work has been recognized by many well-respected legal organizations.

Top 100 award from National Trial Lawyers
Top Ten award in personal injury from NAOPIA
Staver Accident Injury Lawyers, P.C. awarded the 10 best award two years in a row by the American Institute of Personal Injury Attorneys
Multi-Million Dollar Advocates Forum award

Jared Staver and his law firm Staver Accident Injury Lawyers, P.C. have become known as the team to call after you are hurt in a car accident.

We are prepared to take care of everything for you, which enables you to focus on your physical and emotional recovery. Jared became a personal injury attorney after clerking at a large law firm. He witnessed the personalized attention injury victims needed to bring successful claims. He knew he could offer dedicated attention to all of his clients. This is not a firm in which you will be treated like one of many, or a number in a file. You will be treated with the respect, dignity, and compassion you deserve.

We understand how often the potential cost of an attorney holds people back from calling. This is why we offer free case consultations and work on a contingency fee basis. We will not charge you any fees until we win your case. You pay us nothing until we have obtained an insurance settlement or jury verdict in your favor.

Do not let uncertainties or fears hold you back from receiving help. Jared, Patrick, Tyler, Paul, and the rest of the team are here to help you get through this situation. We will fight for you to receive the compensation you need to cover your medical expenses, lost wages, and other injuries.

Compensation After Car Accidents

Doctor visit after a car accident in Chicago

Following a car accident, one of the most important reasons to speak with a lawyer is to learn more about the money and other compensation you may be entitled to receive.

Medical Expenses

You may have the right to receive compensation for your past, current, and future medical bills related to the accident. This includes diagnostic tests like X-rays and MRIs, medications, doctor’s visits, equipment like crutches or wheelchairs, physical rehabilitation, and much more.

Lost Income

After your accident, you may have to take time off work. Your settlement may reimburse you for your lost wages. It also may cover the sick and vacation days you were forced to use.

Pain and Suffering

Our lawyers will fight for you to receive compensation for the physical pain and suffering you endured during the accident and while recovering from your injuries.

Emotional Distress

Being in a car accident causes more than physical harm. You also may be going through a great deal of distress, anger, resentment, grief, and depression. You may even have PTSD after the accident. We will fight for you to receive compensation for this emotional harm.

Property Damage

Your vehicle may be damaged or totaled. We will help you get your vehicle repaired or replaced.


If you suffered a disfiguring injury, you may receive compensation for this change in your appearance.


If the accident left you with a permanent physical or cognitive limitation, we will fight for you to receive appropriate compensation.

Reduced Earning Capacity

When you are no longer able to continue with your previous profession, or when you are unable to work, your potential earnings fall. Our lawyers will fight for you to receive compensation to make up for this financial loss.

Punitive Damages

If the at-fault party acted with gross negligence or intentional misconduct, then you may be able to obtain additional compensation intended to penalize their behavior.

Is My Settlement Public Record?

We can help you keep your settlement private. We understand that you value your privacy. You do not want your co-workers, relatives, and strangers to know more about your claim and settlement than you are willing to discuss. It may concern you whether a settlement is public record.

If you settle your claim outside of court, then the amount and terms of your settlement are private.

Settlements made during a lawsuit are part of the public record. Court rulings, whether made by a judge or jury, are public. So are other documents from your case, including details of the crash, your injuries, and witness testimonies. If you settle the case during the lawsuit, they may become part of the public court records. However, with the help of a lawyer, it is possible to ask for the settlement to be confidential.

How Much Is My Car Accident Case Worth?

You may be hoping to figure out how much your case is worth before you talk to an attorney. Unfortunately, it is close to impossible to determine the potential value of your claim without speaking to a lawyer first. Every case is unique.

How a certain type of accident or injury affects you will not be the same as how it impacts another person. For example, you may have suffered whiplash in a fender bender. Another person may be able to return to their normal life after a few weeks of rest and over-the-counter painkillers. You may require prescription painkillers and physical rehabilitation to gain full movement and strength in your neck. In this same scenario, your occupation is likely to play a role in your compensation. For example, if your job requires physical labor that you are no longer able to perform, then the verdict or settlement will likely reflect that.

You cannot look at similar accidents and injuries online and assume you will obtain a similar amount of compensation. There are too many factors, many of which are not published online, that may increase or decrease your potential financial recovery.

Call us now at (312) 236-2900 to get our estimate on how much your case is worth.

Illinois Car Accident Statistics

Chicago car accident doctor visit


In 2016, Illinois had 324,473 motor vehicle crashes, according to the Illinois Department of Transportation (IDOT). Accidents that caused injuries accounted for 20.5 percent, and fatal accidents accounted for less than one percent.

There were 1,000 fatal crashes that led to 1,078 deaths. This was almost three fatalities per day in 2016.

Of all crashes in 2016, they involved:









IDOT pays close attention to when motor vehicle accidents typically occur. According to the Illinois Department of Transportation’s (IDOT) most recent study, the most common day of the week for a crash is Friday for both urban and rural areas. However, fatal crashes are more likely to occur on Saturdays and Sundays.

Most crashes occur during the day – not at night. Urban and rural crashes predominantly happen between 4:00 and 7:59 p.m. This also is the most common time for fatal crashes. For a significant portion of the year, this time includes dusk.

Crashes in Illinois predominantly occur on urban roadways (274,864) instead of rural roads (46,609). In urban areas like Chicago, Aurora, Joliet, Naperville, and Rockford, city streets and roads see the most accidents with 180,677 crashes. Comparatively, county and local roads saw the most rural accidents with 23,905 crashes.

Though hundreds of thousands of urban car accidents happen in Cook County and all across Illinois, there are certain roads and intersections that are known to be especially dangerous. I-190 between Mannheim Road and Cicero Avenue is particularly dangerous. In that eight miles of highway, about 2,000 crashes happen every year. 1-90/94 West, between 35th Street and the Edens Junction, and I-90 East starting at I-294 are both sections of highway that see extremely heavy traffic and many accidents every year.

The most dangerous intersections in Chicago include:

  • Stony Island Avenue at South Chicago Avenue
  • Western Avenue at Peterson Avenue
  • Kedzie Avenue at Belmont Avenue

If you were injured on a dangerous section of road or at a dangerous intersection in Illinois, call us right away at (312) 236-2900. We have handled many claims that arose in these areas.

Common Causes of Car Accidents

Single and multi-vehicle accidents happen for a variety of reasons. However, the reasons for most crashes can be narrowed down:

Drunk Driving

Drivers impaired by alcohol or drugs are a leading cause of collisions. These types of accidents are so common and dangerous that a person is killed nearly every hour in the U.S. due to impaired driving. Many more suffer minor to significant injuries.

Distracted Driving

People often try to multitask behind the wheel. They text, eat, drink, or read instead of paying full attention to the road. Doing anything other than driving with eyes forward, hands on the wheel, and minds on the task mean they are distracted. This inattention decreases the chance a driver notices a hazard, has time to stop, and avoids a collision.

Dangerous and Defective Roads

Local roads and highways are not always planned or maintained as well as they should be. Common hazards such as uneven pavement, potholes, improper drainage, lack of signs, and improper curves or bumps all increase the chance of a driver losing control of the vehicle or colliding with property or another car.


Every road has a speed limit for a reason. The goal is to maintain safety and reduce accidents, injuries, and fatalities. Authorities determine the appropriate minimum and maximum speeds based on the characteristics of the roads and environment, the typical amount of traffic, and other important factors. When drivers move at speeds greater than the legal limit, they increase the risk of an accident.

Reckless Driving

There are times when a person’s actions behind the wheel become more than careless. Some actions like running a red light, drunk driving, speeding more than 20 mph over the limit, and tailgating are so reckless and dangerous that they amount to a crime. If you were injured by someone driving recklessly, who received a moving violation or was charged with a misdemeanor, speak with an injury lawyer right away. Traffic tickets and criminal charges can be used as evidence of negligence or recklessness in a personal injury claim.

Aggressive Driving

If you have driven in or around Chicago, you have witnessed aggressive driving. People accelerate quickly, speed, make sudden lane changes, and tailgate. Aggressive driving is often reckless. If you were injured in an aggressive driving accident, talk to a personal injury attorney right away. They can help identify aggressive driving and gather evidence on your behalf.

Work Zones

Construction signs are a common sight throughout Illinois. Unfortunately, their consistent presence can make it easy to ignore. Drivers often overlook reduced speed limit signs, flashing lights, and other warning signals that mark a work zone they should cross carefully. By speeding or driving recklessly through work zones, drivers increase the risk of causing an accident or hitting a worker.

Low Speeds

You may think accidents are most common when vehicles move at high speeds. However, low-speed accidents occur in and around Chicago all of the time. Traffic congestion often results in one vehicle rear-ending or clipping the corner of another vehicle. This leads to injuries like whiplash and concussions.

Teen Drivers

No matter how responsible teenagers are at school or their part-time jobs, they often throw caution to the wind once they are behind the wheel. Teens have a difficult time grasping the concept of their own mortality, which can lead to them speeding, texting and driving, tailgating, weaving in and out of traffic, drunk driving, and more.

Drivers Over 65

Elderly individuals are statistically some of the safest drivers on the road. They have years of experience, are more cautious than younger drivers, and are more likely to wear their seat belts. However, conditions that go hand-in-hand with aging can make it dangerous for seniors to get behind the wheel. Vision problems, osteoporosis, arthritis, other mobility issues, and memory impairments can all make it inappropriate and hazardous for a person over 65 to drive.

Common Types of Collisions We Handle

Our team takes on personal injury and wrongful death claims arising from all types of motor vehicle accidents. Some of the most common we come across are:

Head-On Collisions

Head-on collisions are among the most dangerous types of auto accidents. They happen when one car travels in the opposite direction to the vehicle that it strikes. A head-on collision is so dangerous because both vehicles are usually traveling in the opposite direction at a certain speed. Upon impact, the force of each vehicle is exerted upon the other.

The higher the combined speed of the cars, the more severe the injuries you may suffer.

Side-Impact Collisions (T-Bone)

Side impact collisions occur when a car strikes another vehicle on its side. These types of vehicle accidents mostly occur when someone is trying to make a left turn just as the light is turning red and a driver in the opposite direction accelerates to make the light.

Side impact collisions pose the greatest danger to you if you are on the side of the vehicle that is hit. For instance, although a passenger may be injured in a side impact collision when another driver strikes the driver’s side of the car, the driver of the car will often suffer greater injuries than a person who may be on the opposite side.

Some people refer to these types of accidents as “T-boning” another car because the impact of one car hitting another is suggestive of the letter T.

Rollover Collisions

Rollover collisions typically involve a single car and usually occur on highway off-ramps or other roads that feature sloped embankments. They may occur as secondary accidents after a car has been hit by another vehicle. The force of the initial impact causes the car that has been hit to roll over.

These collisions can be caused by someone not sufficiently reducing their speed when exiting the highway. Certain types of vehicles, such as SUVs with their high center of gravity, are also more prone to these types of accidents than other cars. Rollover collisions often involve severe injuries or fatalities.

Rear-End Collision

Rear-end collisions often happen in heavy traffic when there are many starts and stops. This can result in a driver who is not paying attention plowing into your car that is in front of them. These accidents typically feature injuries that are less severe than some other types of accidents because they usually occur at lower speeds.

Rear-end collisions can also involve damage to a greater number of cars and injuries to more people than other accidents. One rear-end collision can result in a cascade of cars that all run into another, harming the drivers and passengers of numerous cars and damaging each vehicle.

Collision Involving a Departure from the Road

Collisions involving a departure from the road may happen as a result of another type of accident, such as a side-impact crash. They can be very dangerous for you and other occupants, if you are in the vehicle that leaves the road. There are debris, trees, buildings, and other inanimate objects on the side of the road that your vehicle can strike in a secondary collision.

Hit & Run

When someone collides when your vehicle, they are required by law to stop. They are required to provide assistance, if you need it, and to wait for the police or emergency personnel to arrive. They are not allowed to drive away from the crash. When a vehicle hits you then drives away, this is known as a hit and run. It is illegal, and it can be used as evidence of the other driver’s negligence during an auto accident claim.

Intersection Accidents

Many car wrecks happen at intersections, particularly uncontrolled, heavily trafficked, uniquely shaped intersections. It is relatively easy to avoid accidents at a fully controlled intersection of two roads. You are more likely to be struck by another vehicle at an intersection without traffic signals or signs, or when more than two roads intersect. However, a common cause of intersection accidents is a negligent driver running a red light or stop sign.

Left-Turn Accidents

One of the most common types of side impact accidents is from left turns, especially unprotected left turns. A vehicle may turn left when you have a green light to proceed through the intersection, colliding with you in the intersection. A vehicle may try to make a left turn in front of you when there is not enough time and room. Despite slamming on your brakes, you may not be able to avoid a crash.

Accidents After Attempted Pass

Every driver is taught how to properly pass another vehicle in driver’s ed. However, the common-sense information passed on to drivers may be lost over the years. This can cause negligent drivers to try to pass in dangerous situations. Passing in areas where the view ahead is obscured is a common cause for head-on crashes. Other drivers also may not make it forward enough after passing, clipping the front end of your vehicle.

Diagonal Parking Accidents

Backing into a diagonal or parallel parking space can be difficult. A driver may not be able to see all of the areas around their vehicle, or they may simply ignore their blind spots. However, this difficulty is not an excuse for carelessness. If you were struck while you or another vehicle was parking and you suffered injuries, do not hesitate to call our lawyers in Chicago.

Injuries Commonly Suffered in Car Accidents

Chicago car accident x rays

Jared Staver and his team have handled car accident claims involving all types of injuries, from whiplash to quadriplegia. Whether you are dealing with moderate injuries and expect to make a full recovery, or you have been seriously injured and may suffer lifetime consequences, we are here to help. We are ready to investigate your case, calculate an appropriate sum for your injuries, and negotiate for the maximum amount of compensation possible.

Though we are prepared to fight for your compensation after you suffer any type of harm, some of the most common injuries include:

Head and Brain Injuries

This includes concussions or more serious traumatic brain injuries (TBI), internal bleeding, skull fractures, and severe lacerations. More information on head and brain injuries.

Neck and Back Injuries

This includes whiplash, herniated discs, spinal cord damage, sprains, and strains. Neck and back injuries may require physical therapy to fully heal and for you to regain your strength. More information on neck and back injuries.

Burn Injuries

Burns can run the spectrum from minor to fatal. Serious burns may require skin grafts and numerous future cosmetic surgeries. They typically result in extensive scarring. More information on burn injuries.

Soft Tissue Injuries

The pain can be significant and lingering when muscles, tendons, or ligaments are stretched or torn in an accident. More information on soft tissue injuries.

Spinal Injuries

When the spinal cord is damaged, you may lose movement and sensation below the injury site. If the spinal cord is fully torn, you may suffer paralysis, loss of bladder and bowel control, and sexual dysfunction. More information on spinal cord injuries.

Broken Bones

Bone fractures and broken bones can be extremely painful, may require surgery to fix, and can take a very long time to heal. You may need to go through physical therapy to regain full range of motion and strength.

Free Case Evaluation

If You’re Injured, Let Us Explain What’s Next

Give us a call today at:
(312) 236-2900
or send us a message using our online form:

Car Accident Contact Form

Dealing With Insurance Companies After a Car Accident Can Be Challenging

After being hurt, the most likely source of compensation is the at-fault driver’s auto insurance provider. Very few claims go to trial. Instead, they are typically settled out of court with an insurer.

The high rate of settlements should not make you believe that insurance companies are easy to work with, or that they are on your side. Insurers are major companies that are most interested in protecting their bottom lines. They will do whatever they can to deny your claim or limit your compensation. Fortunately, Chicago has some of the best lawyers out there who know how to deal with tough insurance companies.

The best way to deal with an insurance company is to work with a law firm with years of experience who will protect your rights and privacy.


Gather information at the scene that can be used in your claim


Talk to an insurance company before you speak with a lawyer

Take pictures and video of your injuries and property damage.

Apologize or admit fault to the otherIf you driver or insurance company

Notify your insurance company of the crash as soon as possible.

Accept the first settlement offer from an insurance company

There also are other steps you can take to set yourself up for success:

Following a vehicle accident, gather basic information, if you can. We understand you may be taken away in an ambulance and have little chance or ability to gather information after a crash. However, if you or a passenger are able to, ask for the names and contact information of those involved in the accident or who witnessed it and stuck around.

Take pictures and videos of the scene, the damage to the vehicles, and your injuries, if you are able.

Notify your insurer of the crash as soon as possible. Failing to provide notice can make it extremely difficult to move forward with a claim and obtain compensation. This also is the time to review your own insurance policy to make sure you understand and can fully benefit from your coverage.

Be careful of what you say to the other driver or an insurance adjuster. You should never apologize or admit fault. Keep track of who you speak with, what is said, and any documents you obtain.

The negligent driver’s insurance may want you to make a formal statement regarding what happened. Before you speak with the insurance adjuster, contact a lawyer. Anything you say to the adjuster can be used against you during the claims process. It is better to work with a lawyer as soon as possible to prepare for any out-of-court statements or depositions that may influence the claim and your compensation.

If you begin to work with another insurance company after a crash without the assistance of an attorney, and you begin to feel like you are being lied to or treated poorly, call a lawyer immediately.

Even if an insurer appears to be cooperating, you should be prepared to dispute some or all of an insurance adjuster’s conclusions. A common issue during insurance claims is an adjuster undervaluing your vehicle, injuries, financial losses, and other damages. For example, the insurance company may have an adjuster or mechanic visually inspect your car. However, during this inspection, the individual may overlook damage to your vehicle. The insurer may also argue your vehicle had damage from an earlier incident. There are many tactics insurers can use to reduce the value of your vehicle in order to not pay for repairs or an appropriate replacement. You will benefit from hiring a lawyer to help efficiently dispute an adjuster’s findings.

Insurance companies are required to treat you with good faith after you begin the claims process. However, many adjusters step over the line and outside of the law. To reduce the chance of insurance bad faith, or to deal with it when it occurs, call us today.

The Car Accident Process

Stage 1/8

The Accident

Car Accident Process Stage 1

Auto accidents can change your life in an instant. Before you assume the worst, find a safe place and seek medical attention.

Your first concern should be your health. The impact could have left you with serious injuries of the spine, neck, back, or more. Your injuries could disrupt work, family, and personal obligations. However, they don’t have to have a long-term negative impact.

Stage 2/8

Your Medical Care

Car Accident Process Stage 2

Treating your injuries is a priority. Try not to feel overwhelmed with the thought of paying for your medical expenses – focus on getting healthy first.

If your injuries require immediate medical attention, you may find yourself in Mount Sinai Hospital, Rush University Medical Center, Northwestern Memorial Hospital, or any of the other local hospitals. This may cause some anxiety, and that’s completely natural. At this point, you’re likely wondering how you’re going to pay for your medical care and how much your insurance will cover. To make matters more stressful, you may be visited by members of the Chicago Police Department or other law enforcement in order to complete their accident report. Remain calm and do not admit fault for the accident. If you have questions about what you should disclose in your accident report, contact us to learn more about your rights.

Stage 3/8

The Scene, the Police Report, and Notification

Car Accident Process Stage 3

The accident scene tells a story. The at-fault insurance company will have their side. Make sure you gather enough information to tell your side.

If you don’t have to immediately leave the scene to tend to injuries, you should gather contact information and document everything: take pictures, talk to witnesses, etc. During this time, stay calm and don’t admit fault. Always report the accident to police and then your insurance provider. Most importantly, once you are able, call our office.

Stage 4/8

Vehicle Repairs

Car Accident Process Stage 4

For most people, cars are an everyday necessity to get to work or school, or to pick up your kids. Understanding the damage to your vehicle and whether it can be fixed is important.

The first thing to assess is whether your car is drivable, which also gives you a sense of the repairs needed. If the damage is minor, then having the vehicle repaired may be the best step. If you have adequate car insurance coverage, you may be able to be reimbursed for rental car expenses while your vehicle is being repaired. If not, we may be able to make a claim against the other driver’s insurance company. Some vehicle damage is so severe that fixing the car isn’t the best option. The repair shop and your insurance provider may not have your best interests in mind when it comes to repairing your vehicle. Call us so we can fight to help you get what you deserve.

Stage 5/8

Paperwork and Phone Calls

Car Accident Process Stage 5

You’re going to get an incredible amount of mail and phone calls related to your accident, insurance claim, and bills. Let us take care of that for you.

When you have been hurt in a car accident, it’s inevitable that you’re going to be hit with an onslaught of paperwork – most of which will seem completely foreign to you. This is where hiring a personal injury lawyer who values open communication is incredibly important. We think it’s important to minimize the stress you feel due to your accident. We go to painstaking efforts to handle all communication with the insurance companies, law enforcement, and medical professionals related to your accident. We also strive to keep you informed throughout the process, so you know exactly where your case stands.

Stage 6/8

A Denied Insurance Claim or a Settlement Offer

Car Accident Process Stage 6

After investigating your accident, the insurance company may offer you a settlement. Don’t sign it. If your claim is denied, don’t give up.

Insurance providers are in the business of making money. It’s common for insurance carriers to offer a settlement that is well below what you deserve. The amount owed to you should be based upon medical bills, car repairs, lost wages, and pain and suffering. We can help you make sense of what has been offered and determine whether the insurance offer should be accepted, or if a counter demand should be made.

If your claim has been denied, you may still have options. There are a number of valid reasons why an insurance company might deny your claim. However, there are also situations where your claim is unjustly denied.

Stage 7/8

Demanding Appropriate Compensation

Car Accident Process Stage 7

Your claim is likely worth more than you’ve been offered. We can help determine the true value – and then work to get you what you’re owed.

Once all of your damages and expenses related to your car accident are understood, then your lawyer will put together an initial demand or a counter demand, if an initial settlement offer was presented by the insurance carrier. The insurance provider then must decide to accept the demand, continue to negotiate with your lawyer, or deny the demand. Let our lawyers handle this for you.

Stage 8/8

Settling Your Case or Going to Trial

Car Accident Process Stage 8

Many cases can be settled without having to go to trial. However, when negotiations break down, a trial may be necessary.

A settlement occurs when both parties are able to come to terms on a dollar amount. When this happens, the case does not go to trial. Instead, an agreement is signed by both parties and you are issued a settlement check. If the case goes to court, the judge or jury will decide whether or not you should receive compensation. The court will render a judgment against the other party if the case is found in your favor. Remember, you don’t pay until we win.

You Have a Limited Period of Time to File a Lawsuit

In Illinois, the law gives you two years to file a personal injury lawsuit. This is known as a statute of limitations. Your time usually begins to run the day you were in the accident and suffered your injuries. This means you have two years from the date of the crash to file a lawsuit.

However, there are exceptions to this rule. A significant exception is the discovery rule, which focuses on the date in which you discovered your injuries may be the result of another person’s negligence. Or, it could be that you did not discover you were injured until days, weeks, or months later. In these situations, the clock does not start running until you knew or reasonably should have known you had a legal claim.

You may have a longer period of time to file a personal injury lawsuit based on the Soldiers’ and Sailors’ Civil Relief Act (SSCRA). If you are on active duty, such as being deployed overseas, this time may not count toward your statute of limitations.

If the negligent driver fled the state after the crash, your time period to file a personal injury case is extended.

Additionally, if you were injured in a car wreck as a minor, you have more time to file a lawsuit when your parent or guardian does not file suit for you. Typically, you have two years from the date of your 18th birthday, which means you have until you are 20 years old to file a lawsuit.


What’s the first thing I should do after a car accident?

You should always obtain medical care right away. Whether you sustained minimal or serious injuries, you should call 911 to ensure the police arrive to complete a report.

How soon should I contact a lawyer?

You should contact a personal injury lawyer as soon as it is feasible after an accident. Having experienced representation by your side as early as possible after an accident will ensure that your rights are protected throughout the claim process and improve your chances of recovering the compensation you deserve.

How long do I have to contact a lawyer?

Illinois’ statute of limitations for personal injury claims is two years. This means you have two years from the date of your accident to file a personal injury lawsuit. However, you should not wait until the deadline is approaching before you call a lawyer. Instead, contact an attorney as soon as possible after a crash.

Should I sue?

Individuals who are injured in a car accident due to another driver’s negligence, recklessness, or intentional conduct have the right to pursue compensation through a lawsuit. If you are considering whether to file a lawsuit, you should speak with a personal injury attorney to find out what your claim may be worth and your best options for recovering compensation.

Can I sue for lost wages if I’m injured in a car accident?

You may be able to pursue compensation for lost wages if you are hurt in an accident that was another person’s fault and this has caused you to miss days, weeks, or months of work.

How much should I expect from a car accident settlement?

Based on Martindale-Nolo Research’s 2017 survey, the average settlement for a car accident was $52,900. However, averages can be deceiving. Of the individuals who responded to the survey, 37 percent received between $3,000 and $10,000, and 21 percent received between $10,001 and $25,000. Sixteen percent received less than $3,000, yet another 16 percent received more than $75,000. Ten percent of respondents obtained between $25,001 and $75,000. Overall, statistics mean very little to your case. You need to speak with a personal injury lawyer to determine the potential value of your claim.

How is fault determined in a car accident?

Fault is determined by analyzing which driver acted in a negligent or reckless manner, leading to the collision and your injuries. Fault also can be supported by the other driver violating one or more traffic laws.

Do I need to report my car accident to the police?

In Illinois, drivers are required to report traffic accidents within 10 days if the crash resulted in: a fatality, an injury, more than $1,500 in property damage when all drivers are insured, or more than $500 in property damage if any of the vehicles involved are uninsured. If you fail to report an accident, you may face fines, jail time, or have your license suspended. Typically, a police officer will respond to the scene of an accident and complete what is known as a Traffic Crash Report. The report will contain important information about the accident and the parties involved, which can be helpful in support your claim.

How do I get a police report for a car accident?

You can request a copy of the police report from the law enforcement agency that responded to the scene and took the information. If the Chicago Police responded to your accident, you can contact the Chicago Police Department Records Customer Service Section or obtain copies of Traffic Crash Reports online. If you are unsure of how to obtain a copy of the police report for a crash, call us today.

What if I didn’t exchange information after my accident?

We understand you may not have had the opportunity to exchange information after a crash. Basic information regarding the other driver should be on the traffic crash report completed by the responding police officer. You should obtain a copy of the report.

What if I don’t have my driver’s license? What if my license is suspended?

To legally operate a car in Illinois, the law requires that you have a valid driver’s license. Driving without a driver’s license or with a suspended license is a crime, which could result in jail time and fines if convicted. However, your lack of a license or suspended license should not impact your ability to file a claim for injuries caused by a negligent driver.

What if I didn’t have car insurance?

There are a number of negative consequences – both financial and legal – for uninsured drivers who get into car accidents. Because it is illegal to drive a car in Illinois without auto insurance, uninsured drivers can be hit with significant fines and license suspensions, regardless of whether they caused the accident. If you are at-fault in the accident, you will have to cover your own losses and compensate the victims out-of-pocket. If you were not at fault, you may still be able to obtain compensation for your injuries.

Will I lose my license after a car accident?

Your license will not be suspended just because you get into an accident. But certain factors, such as lacking insurance or being under the influence of drugs or alcohol, can cause a license suspension.

What if my insurance claim got denied?

If your insurance claim was denied, the insurer should have provided you with a reason in writing. You should contact an attorney and provide them with this information in order to obtain advice on how to appeal the claim. You may be able to appeal the denied claim with the insurer or pursue compensation through a lawsuit.

Do I need a lawyer to file an insurance claim?

While you do not have to have an attorney to file an insurance claim, they can negotiate with adjusters on your behalf and give you the best chance at maximizing your compensation. Our skilled attorneys will fight hard to obtain the maximum compensation for your claim while you focus on recovery. You do not owe us anything until we recover compensation from the insurance company.

Are insurance settlements taxable/tax deductible?

The tax consequences of a settlement depend on the type of compensation you receive (e.g. pain and suffering, medical expenses, property damage, lost wages). The best way to find out how much of your settlement compensation is taxable is to consult with an experienced attorney or accountant.

How do I get started?

We understand how difficult it can be to know and decide what to do after a crash. We recommend calling and scheduling a free consultation with us right away.

Free Case Evaluation

Don’t Miss Your Chance to Recover What’s Right

Give us a call today at:
(312) 236-2900
or send us a message using our online form:

Car Accident Contact Form

Attorney Jared Staver

Help is nearby. Contact us today to get started

If you were injured in a car accident, you deserve the best help possible. You deserve to work with an attorney who is acknowledged as being at the top of his field, like Jared Staver. Jared has the highest possible 10 rating on Avvo, which is based on his experience, legal community recognition, awards, thought, leadership, and more.

“Simply amazing. First time dealing with something like this, and I couldn’t have asked for anything better. Everyone I spoke to was very kind and genuine. My career requires me being out of town a lot, but they were very understanding and were able to work with me. Everything was taken care of much quicker than I originally anticipated. All around, from everyone at the firm to the doctors and physical therapists, they are associated with are excellent.”

Juan Cisneros

You will have a dedicated team on your case, putting all of their resources toward helping you recover and obtaining you the maximum amount of compensation possible for your injuries.

Contacting a lawyer after your accident can be intimidating. We strive to make things easy for you. Simply use our online form or call (312) 236-2900 to schedule a free initial consultation.

Free Case Evaluation

Real Guidance & No Upfront Legal Costs

Give us a call today at:
(312) 236-2900
or send us a message using our online form:

Car Accident Contact Form