Car accidents are an everyday occurrence on Illinois roads, especially in the Chicago metropolitan area. While drivers worry about who will be found liable and how much the accident will cause their car insurance to spike, passengers are often left in the lurch. After all, they had no role in the accident, so who will pay for their medical bills or their time away from work?
If you were hurt in a car accident as a passenger, you need an attorney whose only goal is to protect your best interests. That’s where we come in. Call Staver Accident Injury Lawyers, P.C. at (312) 236-2900 now.
The first step is the same, regardless of whether you are the driver or the passenger. You must figure out who is at fault. You need an attorney to navigate this process; they know what evidence is necessary to determine liability and how to secure that evidence for your personal injury claim. What you do to recover damages depends entirely on who is liable for the accident.
If you were driving with a friend and they are found to have caused the accident, you will have to file a lawsuit against the driver. This is a tough pill to swallow since many people do not want to take legal action against a friend.
However, your medical expenses and time away from work still must be paid. Luckily, you don’t have to choose between seeking damages and maintaining your friendship. If you bring a suit against your friend, their insurance company will be responsible for providing legal representation and paying a fair settlement. While your friend’s car insurance rates may go up slightly, they will not be financially ruined by your choice to seek compensation.
The process is the same if the other driver caused the accident. You will work with a personal injury attorney to ask the other party’s insurance company for compensation. For many people, this is a much easier situation than having to take legal action against someone they know. You can recover the same types of damages as a driver injured by another driver’s actions.
If the driver of the car you were in caused the accident and lives with you, you may be unable to seek damages. Most car insurance policies have a household exclusion. This exclusion prevents a family member in the same household as the driver from filing a claim against the insurance company.
However, if the driver is a family member who does not live in your household, you should still be able to recover damages. You can work with your Chicago car accident attorney to understand the details of the driver’s insurance policy and find out whether or not you can seek compensation.
Passengers hurt in accidents often worry about seeking medical care after a crash, unsure about whether or not their health insurance will pay for it or if the other party’s insurance will cover their expenses. However, you absolutely need to get checked out by a doctor after a crash.
This is crucial for documenting your injuries and gathering evidence for your personal injury case. Your health insurance may pay for the claims and seek reimbursement from your personal injury award, or you may be able to delay payments until your case settles. Discuss your options with your attorney.
The amount and types of compensation you recover depend on the details of your accident. You may be able to ask for damages for:
Before you talk to an insurance adjuster about the car accident you were involved in, reach out to Staver Accident Injury Lawyers, P.C. Insurance companies do not have your health or wellbeing in mind; they just want to pay you as little as possible and close the case file. We are dedicated to fighting for you every step of the way and helping you get the compensation you deserve.
We’re ready to fight for you. We’re ready to be your ally. And we’re ready to start right now. Don’t waste time, contact our law offices today.FREE CASE EVALUATION – (312) 236-2900
Serious injuries don’t happen on a 9-to-5 schedule, which is why we are always available to help if you have been hurt. Our team is available around the clock to provide the support you need.