How to Get Medical Care After a Car Accident | Staver Accident Injury Lawyers, P.C.
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How to Get Medical Care After a Car Accident

Written by Jared Staver

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Jared Staver is a Personal Injury Lawyer based in Chicago, Illinois and has been practicing law for over 20 years.

Jared Staver

CATEGORY: Auto Accidents

If you have been involved in a car accident, you probably sustained minor or major injuries. If you have been hurt, it’s important to seek medical attention after an accident right away. Many conditions only get worse with time, and taking care of an injury right away will be cheaper in the long run.

If the accident that injured you was caused by another person, it may be possible to obtain funds for your medical bills and other costs by filing a personal injury lawsuit. The attorneys at Staver Car Accident Injury Lawyers have years of experience helping people seek damages for their injuries.

If you would like to file a personal injury claim, call (312) 236-2900 or contact us online immediately. Our attorneys can put your mind at ease by helping you navigate the legal system.

I am very pleased with how fast and diligently they worked on my case. They referred me to great Doctors and Therapists that worked with me and help accommodate my needs. Even going as far as having them send transportation to get me to and from an appointment.
– Taina

Immediate Versus Long-Term Care

Injuries often require immediate care. Whether you are suffering from a minor concussion or internal bleeding, you should always seek medical care after you are involved in an accident. While all injuries need to be looked at when sustained, some need to be observed for weeks, months, or even years.

Suppose your neck was injured in a car accident: you may need to visit a doctor for monthly checkups. The nerve damage in your neck might slowly worsen, leading to chronic pain and other unwanted side effects.

Other injuries that can result in needing long-term care include temporary or permanent paralysis, concussions, broken bones, internal bleeding, and loss of a limb.

How Does Insurance Pay for Your Medical Care?

If you’ve never used insurance to cover your medical expenses before, the process may seem extraordinarily threatening. In Illinois, the victim will pay for their medical bills, and the at-fault driver’s bodily insurance liability coverage should reimburse the costs after the case is resolved.

Illinois requires drivers to buy the minimum property, liability, and bodily injury insurance policies, but in some cases, expenses will surpass the insurance payouts. Drivers with insufficient coverage can be held personally liable for injuries and damages. Another worry is that some insurance companies may deny your claim. An insurance company’s goal is to generate a profit. Paying out for injury accidents does not help their business model.

What Happens if You Cannot Pay for Medical Care?

Whether you’re using insurance to pay for your injuries or you don’t have any insurance, you’ll still need to pay for any treatment after a car accident. If you’re worried you won’t be able to cover medical costs immediately after a car accident, you should still get treatment for any injuries. You will not be denied care if you cannot pay immediately.

Although you may not be able to pay right away, it’s critical to find a way to cover the medical bills. It’s common for medical providers like hospitals or doctors’ offices to send unpaid bills to collection agencies. That can threaten your credit score, so getting bills covered is essential. You may need to file a personal injury lawsuit against the at-fault driver.

If the accident was not your fault, you may be able to pay for your expenses by filing a personal injury lawsuit. Losses often compensated in this type of civil action include medical expenses and pain and suffering, making it possible for you to pay for your medical bills shortly after you receive care.

How Does Uninsured Motorist Coverage Work?

Illinois requires drivers to carry uninsured motorist protection. This helps drivers after they’re in a crash with an uninsured driver to pay medical bills and vehicle repairs using their own coverage. However, there are limits to these policies, and you can still file a personal injury lawsuit against the uninsured driver. Remember Illinois’ statute of limitations means you must file within two years of the accident to recover compensation for injuries.

How Staver Accident Injury Lawyers, P.C. can Help

Paying medical bills after a car accident isn’t always straightforward. Working with an experienced Chicago car crash attorney can ease the process. The Staver Accident Injury Lawyers, P.C., are ready to help you with your case. Their knowledge of Illinois law and legal system will benefit you as you seek compensation after a crash.

They will be able to act as your representative to any law enforcement officers, insurance companies, or other lawyers during the process of recovering damages, such as medical expenses, mental anguish, pain and suffering, disfigurement, physical limitations, and more.

Our car accident attorneys serve clients throughout the Chicago area, including Aurora, Elgin, Hinsdale, Joliet, Naperville, and Waukegan. The lawyers at Staver Accident Injury Lawyers, P.C. will evaluate your situation and help you obtain the compensation you need to move forward with your life after an accident. Call us today at (312) 236-2900.

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(312) 236-2900
(312) 236-2900
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