legal blog

Workers’ Compensation on Food Trucks

Written by Jared Staver

Read Jared's Bio

Jared Staver is a Personal Injury Lawyer based in Chicago, Illinois and has been practicing law for over 20 years.

Jared Staver

CATEGORY: Workers' Compensation


Employees working in food trucks are at a high risk for injury due to the nature of their job and the environment in which they work. They can potentially suffer burns and cuts, slips on a wet floor, or become involved in a vehicle accident while traveling in the truck. So, it’s important for owners of these businesses to have an insurance policy that includes workers’ compensation on food trucks.

If you’re a food truck employee and have suffered a workplace injury, our knowledgeable and experienced Chicago personal injury attorneys can help you file your workers’ compensation claim.

To set up a free, no obligation case review, call Staver Accident Injury Lawyers, P.C. today at (312) 236-2900.

Who Qualifies as a Food Truck Employee?

The individuals that qualify as employees on a food truck are those who provide any food truck services in return for some type of payment. This would include family members or friends who are working as well. All of these individuals must be covered for workers’ compensation on food trucks.

Injury Risks for Food Truck Employees

Working in a food truck is often fast paced. Employees are constantly on the move and performing activities that carry potential risks for injury. Since a food truck is a mobile food service business, employees are subject to higher risks for injury than a brick-and-mortar café on the side of the road. Food trucks also tend to carry cash and could be more subject to a robbery.

Regardless of the prior safety training that food truck employees go through, the fast paced environment of food trucks can result in unintended accidents that cause serious injury.

It is important for food truck vendors to protect themselves and their employees by purchasing a workers’ compensation policy that covers their business for the high cost of workplace injuries.

Benefits of Workers’ Comp Insurance

An insurance policy that includes workers’ compensation on food trucks benefits the owners of these businesses and their employees by providing coverage for:

  • Medical expenses that result from employee workplace injuries
  • Legal defense fees for your food truck business in the event an employee files a lawsuit for a work-related injury
  • An employee’s lost wages due to their necessary recovery from a workplace injury
  • The coverage provided for legal defense fees and other costs related to an employee lawsuit is often contained in a portion of a workers’ compensation policy referred to as Employers’ Practices Liability Insurance. This is an important type of insurance for a small businesses since lawyers’ fees alone can potentially place a small business into serious financial strain.

    Our Experienced Chicago Workers’ Comp Lawyers Can Help

    If you’re attempting to recover from a serious injury due to a workplace accident, you may have the right to workers’ compensation benefits for your losses. At Staver Accident Injury Lawyers, P.C., our experienced Chicago workers’ comp lawyers will work incessantly to help you obtain the compensation to which you may be entitled for your injuries.

    Call us today at (312) 236-2900 to schedule a free initial case evaluation.

Free Consultation
(312) 236-2900
(312) 236-2900