The Illinois Premises Liability Act imposes a duty upon property owners and occupiers, requiring them to exercise reasonable care to maintain the premises as appropriate under the circumstances. Though most do their best to ensure the safety of property, these individuals realize that they may be liable if a person is injured due to a dangerous condition. As such, owners and occupiers carry premises liability insurance to protect their interests. However, if you were hurt because of a hazard, you may wonder what these policies cover and whether you can obtain compensation for your losses.
These are valid, essential concerns, so you should discuss your rights with a knowledgeable attorney. Our Chicago premises liability lawyers at Staver Accident Injury Lawyers, P.C. can help you understand your legal remedies. Contact us today at (312) 236-2900 to schedule a free case assessment.
In general, premises liability policies are intended to pay compensation to victims hurt by a hazardous condition on the property. Common accident scenarios include:
As a victim in a premises liability claim, it’s not enough to merely show that you were hurt on the property. To recover compensation from an insurance company, you must establish certain elements, including:
Note that reasonable care in maintaining the premises encompasses many duties for the owner or operator, including the obligation to inspect, prevent, and remedy dangerous conditions. If it’s not possible to immediately repair a hazard, the party in possession or control of the premises must warn others of the safety threat.
Gathering the information necessary to support your premises liability claim is critical, especially since your access to the property is limited. Though every case is different, vital evidence may include:
Premises liability insurance is intended to protect a property owner or occupier from risk. Though you do have legal rights as an injured victim, you can expect resistance when attempting to file a claim. Insurance agents prioritize the interests of the company and its policyholders – not yours.
You can trust an experienced Chicago premises liability attorney at Staver Accident Injury Lawyers, P.C. to put your interests first. We take on insurance companies that are unwilling to pay out for the legitimate claims of victims who are hurt by dangerous conditions on the property. Contact us today at (312) 236-2900 to schedule a free, no-obligation consultation about your case.