Can You Get Your Home Care Paid For After A Chicago Car Accident? | Staver
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Can You Get Your Home Care Paid For After A Chicago Car Accident?

Written by Jared Staver

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Jared Staver is a Personal Injury Lawyer based in Chicago, Illinois and has been practicing law for over 20 years.

Jared Staver

CATEGORY: Auto Accidents

A car accident in Chicago can uproot your life. Recovering from your injuries forces you to make frustrating changes to everyday activities. You might need an extra pair of hands to help with daily tasks like getting dressed or running errands.

If your recovery requires this level of help, you may choose to have in-home care after an accident.

What Is In-Home Care?

A family member often takes on the role of caregiver after a loved one is injured in a car crash. However, some injury victims have specialized nurses as caregivers instead. In-home care services will provide a health aide to assist with your daily needs.

This type of care can be a more personal alternative to an assisted living facility or group home. It also takes the responsibility off of your loved ones and yourself to solely care for you. You can stay in your own house and receive individual help from a professional.

A home care nurse can assist you with the following tasks and more:

  • Getting dressed/undressed
  • Bathing and grooming
  • Meal preparation and feeding yourself
  • Administering medication
  • Using the bathroom
  • Running errands
  • Operating a wheelchair or other medical device
  • Housekeeping
  • Fall prevention

A personal care aide can reduce your risk of further injury and assist with daily functions. Their in-home care will supplement your recovery until you no longer require additional help.

In-Home Care for Car Accident Injuries

Motor vehicle accidents in Chicago often cause significant damage. If your injuries prevent you from performing daily tasks, you may require in-home care.

Here are a few injuries after a car crash that a personal care aide can help with:

  • Traumatic brain injuries
  • Spinal cord injuries
  • Paralysis
  • Loss of limbs
  • Fractures

Additionally, in-home nurses provide emotional support when you need it most. Traumatic car crashes are devastating, physically and emotionally. You may suffer from PTSD, depression, anxiety, or another mental illness. Although most personal care aides cannot provide licensed therapy without specialized training, they can serve as a companion to help you feel less alone during recovery.

As you recover from your injuries, you can continue living independently. However, you could still face permanent disability and medical bills after a motor vehicle crash. Know what you are entitled to recover through compensation and how a Chicago car accident attorney can help.

Compensation After a Car Accident

After a car accident in Illinois, you can file a claim with your own insurance company or the at-fault driver’s insurance. Filing with an insurance company allows you to recover compensation for your damages, including any related medical expenses.

It’s often easier to pursue a claim through your policy if your coverage covers your damages. However, your insurance may not reimburse all your costs. You can still get compensation by filing a claim against the other party, as long as they have the majority of fault in the accident.

Insurance Laws in Chicago

As an Illinois driver, you are required to carry liability insurance if you are at fault for an accident. Insurance liability policies in Illinois are required to cover at least $25,000 in damages for someone else’s injuries or death or $50,000 if more than one person was injured or killed. For property damages, the minimum requirement is $20,000.

If your damages extend beyond the other party’s coverage limit, or they do not have insurance, you may choose to file a lawsuit against them to recover what you are owed.

Can I Recover Compensation for Home Health Care?

You may be able to recover compensation for in-home care. However, it’s helpful to have evidence that proves the costs of this treatment were necessary. You may be more likely to prove in-home care was needed if a doctor suggests that service for your injuries.

Make sure to hold onto any documentation regarding your in-home care treatment, including doctor visit summaries, referrals, medical bills, and other related expenses. Insurance companies often try to push back against paying your costs fully and fairly. Having solid proof can help back your argument and secure the maximum compensation.

If insurance does not fully reimburse your in-home care after a car crash, you can still recover compensation by proving the liable party is at fault.

How Can a Chicago Lawyer Help Me?

A car accident lawyer will review your individual case and determine the next steps. They can collect and examine crucial evidence and help you file your claim following a severe car accident.

You are more likely to settle for less than you deserve without an attorney. Your Chicago car accident lawyer can negotiate with insurance companies and fight for you to get full and fair compensation.

Contact a Car Accident Lawyer at Staver Today

Your car accident does not have to end life as you know it. With help, you can heal from your injuries and get back to independent living. In-home care can be an excellent tool for your recovery. When it comes to legal matters, an attorney can be just as helpful.

Our lawyers at Staver Accident Injury Lawyers, P.C. have years of experience and a dedication to serving Chicago car accident victims. We know it can be hard to reach out for help, but we are here for you every step of the way.

Contact a Chicago car accident lawyer at Staver today. Call (312) 736-0708 or use our online contact form to schedule a free consultation.

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(312) 236-2900
(312) 236-2900
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