Moving Truck Accidents
Moving trucks are rented every day to help people from all walks of life move from point A to point B.
While you may have rented a moving truck before, you may not be aware of how just dangerous moving trucks can be. They are large, heavy, difficult to maneuver, and likely to cause an accident.
If you have been injured in a moving truck accident, you may be able to secure compensation in a personal injury lawsuit with the help of a moving truck accident lawyer.
Most Common Causes of Moving Truck Accidents
Some of the most common causes of moving truck accidents are the result of:
- Distracted driving: Looking at a GPS, adjusting mirrors, fumbling with radio controls, eating, and texting are all examples of distracted driving that can lead to a moving truck accident.
- Speeding: When a driver speeds in a moving truck, it can be tough for them to slow down or come to a stop in order to prevent a crash.
- Improper training: It takes certain skills to safely drive a moving truck. Improper training of drivers can significantly increase collision risk.
- Cargo issues: Unsecured cargo and overloaded trucks are some of the most common causes of moving truck accidents. Moving trucks must contain a balanced load so they are less likely to lose control or roll over.
- Poorly maintained trucks: Moving truck companies have a legal obligation to ensure their trucks are well maintained. When they fail to do so, brake failures, tire blowouts, and steering problems may arise and cause a serious crash.
- Inclement weather conditions: Rain, snow, sleet, fog, and high winds can lead to poor visibility and make it more difficult to control a moving truck.
Who is at Fault in a Moving Truck Accident?
There are a number of different parties that may be held liable in a moving truck accident including:
- The truck company: Unfortunately, some moving truck companies implement negligent practices that may have led to the accident. Policies, such as encouraging drivers to drive at higher speeds, poorly training employees, and failing to maintain trucks can all make truck companies liable for your moving truck accident.
- The driver: If the driver of the moving truck is employed by a moving company that owns the truck, they will be at fault in addition to their employer. Reckless driving, speeding, and driving under the influence of drugs or alcohol can all hold a driver liable.
- Insurance company: There are various insurance companies that may cover your damages in a moving truck accident.
How Insurance Coverage Works in Moving Truck Accidents
It can be complicated to figure out whose insurance company is responsible for your accident if you’ve been injured in a moving truck accident. Several options include:
- Additional insurance the moving truck company purchased: Supplemental liability coverage is an optional insurance policy that some moving truck companies choose to invest in. This coverage can be used to pay for any injuries or damages that occur because of a moving truck accident.
- Personal insurance of the renter: If the moving truck company did not purchase supplemental liability coverage, the personal insurance of the driver who rented the truck should provide coverage in this type of accident.
- Insurance of the renter’s agency: In the event that the driver who struck you did not purchase additional coverage and does not have a personal car insurance policy, it may be possible to collect compensation through the insurance company of the rental agency.
- Insurance of the moving company: The insurer of the moving company would be held liable if the driver who hit you was an employee of the moving company who owned the truck.
If you’re wondering how insurance coverage applies to your particular case, it is in your best interest to consult a moving truck accident lawyer.
Available Compensation in Moving Truck Accidents
A moving truck accident can leave you with serious injuries, time away from work, and emotional issues. It can take a toll on your finances and make it difficult for you to live the high quality of life you deserve.
Under Illinois law, you are entitled to compensation for your damages if you sustain an injury in a moving truck accident. By consulting a moving truck accident lawyer, you can ensure your rights are protected and collect fair and full compensation for:
- Vehicle damage
- Medical bills
- Lost wages
- Pain and suffering
- Emotional distress
Injured in a Moving Truck Accident? Call Staver Accident Injury Lawyers, P.C.
If you’ve suffered an injury that was the result of a moving truck’s negligence, you should call Staver Accident Injury Lawyers, P.C. to speak to a highly skilled moving truck accident lawyer. Our firm will investigate your case, help you determine who is at fault, and pursue maximum compensation on your behalf.