Claims Involving Commercial Truck Accidents
The aftermath of a commercial truck accident can be devastating and confusing. You may struggle with injuries, mounting medical bills, auto repairs, lost wages at work, and so much more. Luckily, pursuing an insurance claim can help offset some of those costs and deliver peace of mind.
Should you choose to pursue an insurance claim following a commercial truck accident, an Illinois truck accident attorney can help. We will investigate the case to determine fault and take the appropriate steps to decide whether an insurance claim is viable. Insurance companies will often not compensate you for damages you could be entitled to receive. If so, we will advocate on your behalf and seek fair, just compensation.
What does an insurance claim entail?
Commercial truck drivers will generally carry two types of insurance: Minimum coverage required by the state, and a commercial liability policy (required when a driver is operating a vehicle for commercial purposes or is owned by a company). This policy may be carried by the company for which the driver works (or the company that owns the vehicle, if different from the driver’s employer).
Filing a commercial liability claim greatly increases the chance of receiving fair, full compensation after an accident. Drivers and their companies are required to carry policies with higher limits, and while insurance companies will fight tooth and nail for their policyholders, impacted drivers can benefit greatly from taking action.
How can an insurance claim help?
Filing an insurance claim after a commercial truck accident is vital, as it can go a long way toward assisting with several costs incurred by the collision. Some of those costs include:
- Medical Bills: You may be able to recover various medical bills, including transportation to the hospital, surgery, physical therapy, and other costs that may arise.
- Auto Repair or Replacement: An insurance claim may assist with any necessary auto repairs or, in extreme cases, replacement.
- Lost Wages: If you miss time from work due to an accident, an insurance claim may help cover those financial losses.
- Other Costs: An insurance claim may offset disability, pain and suffering, and other costs resulting from the accident.
When does it make sense to file a claim?
We would file a claim against the driver, their employer, and/or the owner of the truck if the driver may have been at fault in causing the accident. There are many ways in which a truck driver may be at fault for an accident, including:
- Driving too many hours, in violation of federal regulations
- Improper or negligent truck maintenance
- Unsafe driving practices (generally detectable by reviewing the truck’s event data recorder)
How An Illinois Truck Accident Attorney Can Help You
We at Staver Accident Injury Lawyers, P.C. are happy to assist in help you taking the next steps and rebuilding your life in the wake of a devastating accident. We will review all aspects of the case, investigate thoroughly to determine fault, and work with any necessary insurance companies to ensure you receive the remuneration you deserve.
Contact Staver Accident Injury Lawyers, P.C. today following an Illinois commercial truck accident at (312) 236-2900. Our staff of qualified attorneys will offer a complimentary consultation, review your case, and determine the best course of action.