What Do I Do If I’m in An Accident With a Motorcycle?
If you get into an accident with a motorcycle, you need to follow the same procedures as you would if you got into an accident with another car.
Drivers should take extra care whenever they share the road with motorcycles. Motorcycles are harder to control than cars, are difficult to see, and are far more vulnerable in case of a collision.
Don’t Expose Yourself to Additional Injuries or Liability
If you are able, stop your car in a safe place. To avoid further injury or damage to your car, you want to be out of the way of traffic.
You are under no legal duty to assist the injured. In fact, you could be liable for additional damages if you negligently move an injured person. If you get into an accident with a motorcycle, you should only attempt to move the rider if he is in immediate danger. Otherwise, the rider could sue you for aggravating his injuries—even if you did not cause the accident.
Although the law does not always require it, you should call 911 if you can. The police can direct traffic around the stricken vehicles, and ensure the accident scene remains safe. Emergency services will come to assist the injured. Until then, you should focus on staying safe.
Leaving the scene of an accident is a crime. Not only could you face criminal penalties, the act of leaving the accident scene will make you look guilty. Later on, the injured could use your flight as evidence of your fault and hold you responsible for their damages.
If the accident causes injuries or more than $1,500 in property damage, you need to report the accident to the police. If you fail to do so, you could face a fine or even jail time. If you are unable to give a statement at the accident scene, you must do so later on.
Dealing With Insurance Companies
Motorcycle accidents are more likely to involve injuries than car accidents. The liability for these injuries and any property damage is usually settled through the parties’ insurance companies.
If another party’s insurance company calls you, give them your name and address but do not discuss the accident’s details. The reason is that the other party’s insurance company will use clever lines of questioning to get you to admit full responsibility or anything else that can weaken your claim. They may even try to record your conversation—under no circumstances should you allow this.
Instead, you should write a statement that describes your recollection of events and submit it along with your claim. Be honest and precise in your account, but avoid discussing the accident’s details after submitting your statement because you may contradict yourself.
Make sure to document any injuries or property damage you might have. This means taking pictures of your car damage, visiting a doctor, and keeping records of all your treatments and their cost.
The insurance claim process can be complicated and stressful, so you may want to talk to an attorney after an accident. If you need help, give the lawyers from Staver Accident Injury Lawyers, P.C. a call at (312) 236-2900 for a free consultation of your case.